Matt Richman

RICP®, CFF®, NSSA®, CAS®

Retirement & Wealth Strategist- Founder

Matt started his career over 15 years ago and is the founder of Iron Point Retirement Solutions and a Retirement Income Certified Professional® (RICP®). He specializes in helping individuals and families navigate the complex transition from accumulation to decumulation, with a focus on creating reliable, tax-efficient income strategies tailored to today’s retirement realities.


At Iron Point, Matt brings a clear and candid approach to retirement planning—cutting through industry noise to help clients make informed, confident decisions. His work is driven by a belief that retirement should be about more than just a number on a statement—it should be about optimizing for experiences, memories, and giving while living.


Whether through personalized planning, public education, or through his book, The Point of Retirement, Matt is committed to exposing outdated financial advice and equipping people with the tools they need to retire on their terms.


Outside of his work, Matt enjoys time with family, physical fitness, staying active in his community, and continuing to challenge conventional wisdom around retirement, investing, and income planning.