Medicare Eligibility

To be eligible, you must meet one of the following requirements:

  • You are 65 or older
  • You have End-Stage Renal Disease
  • You are younger than 65 with a disability

Some people are automatically enrolled in Medicare, while others have to sign up. There are certain times of the year when you can enroll. These periods are known as the Initial Enrollment Period, General Enrollment Period, and Special Enrollment Period.

Have Questions about Medicare - We're Here to Help

Don’t get overwhelmed by the complexities of Medicare, contact Iron Point Retirement Solutions today to have one of our experts go over what Medicare options may be best for your unique situation

What Are the Different Types of Medicare?

Original Medicare

Parts A and B together make up what is known as Original Medicare. Medicare Part A is hospital insurance. It typically covers inpatient care in a hospital, nursing home care, home health care, hospice care, and skilled nursing facility care. Medicare Part B is medical insurance. It typically covers services that are deemed medically necessary as well as preventive and screening services.

Medicare Part C

Medicare Part C, also known as Medicare Advantage, is sold by private, Medicare-approved companies. Medicare Part C offers a bundled alternative to Original Medicare, providing full Part A and Part B coverage. Some plans also offer extra coverage such as dental, vision, hearing, or prescription drug coverage.

Medicare Part D

Medicare Part D provides you with prescription drug coverage. Prescription medications can be very cost-prohibitive on their own, so we highly recommend signing up for one of these plans as soon as you become eligible for Medicare. Please note that Medicare Part D is an addition to Original Medicare, not an alternative to Original Medicare.

Medicare Supplements

Medicare Supplements, also known as Medigap, are health insurance plans that help fill the gaps in Original Medicare coverage (Medicare Part A and Medicare Part B). Medigap is sold by private insurance companies and can help pay for health care costs like coinsurance, deductibles, and copayments.

We're Here to Help with Your Medicare Needs

Iron Point Retirement Solutions is here to help you make one of the most important decisions of retirement: how you’ll get your healthcare coverage. We help you make informed, educated choices about Medicare so you can get the coverage you need as you age.

Disclaimer: Iron Point Retirement Solutions, LLC and its affiliates are not Certified Public Accountants (CPAs) or Certified Financial Planners (CFPs) and do not prepare tax returns, nor do they buy, sell, or advise on specific stocks/bonds/mutual funds clients should acquire or sell but do advise clients on how to build a more tax-efficient portfolio through various retirement strategies and advise clients on how they can utilize their portfolio using Safe Money Concepts.  Iron Point Retirement Solutions, LLC also helps individuals planning for programs such as Medicare, Social Security and other governmental agencies that we are not affiliated with. Individuals looking for more information about these governmental agencies should visit or for additional information